Host Catherine Tao speaks with Patrick Fernandez, VP/Analytics Manager at Wells Fargo about data in banking and risk management. In this episode, Patrick speaks about using analytics-driven strategies and tools, banks are able to unlock the potential of big data, and to great effect. Implementation of data science in an organization requires a dedicated strategy to avoid sub-par results and information overload. When done correctly, it can offer a competitive advantage, insights and even new ways to tackle old problems. In a nutshell, risk management through the lens of data science becomes the ability to transform data into action.